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Bb&t spectrum rewards credit card review
There is no annual fee.
Department Stores; 1 Elsewhere; 150 Welcome Offer The Blue Cash Everyday Card from American Express gives you ample cash back on everyday, hard-to-avoid purchases: food, staples, fuel, clothing, and home goods.However, it comes with a nice twist: in addition to an attractive 200 sign-up bonus that requires 1,000 in spending within the first win a ue boom 3 months, Wells Fargo offers unlimited.8 cash back on all Apple Pay and Android Pay purchases made during the first 12 months.However, its not as the gift 2000 filming locations strong a choice if youre looking to maximize your spending in specific categories, such as grocery purchases or travel.Balance transfers and cash advances cost the greater of 5.Department store spending, and unlimited 1 cash back everywhere else.Keep in mind that most cash back credit cards require applicants to have good to excellent credit usually indicated by a credit score above 700, and sometimes even higher.See our Discover it Cash Back Card Review for more information.You can redeem for virtually anything, in any amount, at the Chase Ultimate Rewards portal including cash equivalents, merchandise, and travel.See our American Express Blue Cash Everyday Review for more information.And if you make more than 20 purchases in a billing cycle, you automatically get a 20 point bonus for that cycle.However, the opinions expressed here are ours alone and at no time has the editorial content been provided, pestle and mortar coupon code reviewed, or approved by any issuer.If your spending spans a wide range of categories, this is one of the better general-purpose cash back cards.You can redeem cash back in increments of 1 through the usaa Rewards Service Center online or over the phone.Your 5 will apply to eligible purchases in your shopping cart at checkout.Example spending categories include department stores, gas stations, restaurants, movie theaters, home improvement stores, and.A basic, flat-rate card that earns you a certain percentage cash back on all purchases is probably the simplest bet out there.
But its not exactly something to call home about either.
Point values vary depending on how you redeem.
As a bonus New card holders earn 10,000 bonus points for 500 in purchases during first 90 days.Redemption : Redeem Membership Rewards points at the Membership Rewards portal for gift cards, statement credits, general merchandise, travel purchases, and more.Unlimited 1 cash back on quarterly category purchases above the 1,500 limit, as well as on all other purchases.Cash advances cost the greater of 10.This translates to a maximum return of 75 per quarter on the 5 bonus category.Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.The Original 5 Cash Back Card: Discover it Cash Back on Discover Banks secure website, rates Fees.